The Millionaire Fastlane

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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime

Has the “settle-for-less” financial plan become your plan for wealth? That plan sounds a little something like this:

“Graduate from college, get a good job, save 10% of your paycheck, buy a used car, cancel the movie channels, quit drinking expensive Starbucks mocha lattes, save and penny-pinch your life away, trust your life-savings to the stock market, and one day, when you are oh, say, 65 years old, you can retire rich.”

Since you were old enough to hold a job, you’ve been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma “The Slowlane” – an impotent FINANCIAL GAMBLE that dubiously promises wealth in a wheelchair.

Accept the Slowlane as your financial roadmap and your financial future will blow carelessly asunder on a sailboat of HOPE: HOPE you can get a job and keep it, HOPE the stock market doesn’t tank, HOPE the economy rebounds, HOPE, HOPE, and HOPE. Do you really want HOPE to be the centerpiece of your family’s financial plan?

Drive the Slowlane road and you will find your life deteriorate into a miserable exhibition about what you cannot do, versus what you can. For those who don’t want a lifetime subscription to “settle-for-less”, there is an alternative; an expressway to extraordinary wealth capable of burning a trail to financial independence faster than any road out there. And shockingly, this road has nothing to do with jobs, 401(k), mutual funds, or a lifestyle of mediocrity.

Demand more. Change lanes and find your explosive wealth accelerator. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.

DeMarco, MJ (2011-01-04). The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime (Kindle Locations 83-88). Viperion Publishing. Kindle Edition.

—— ~ —— Preface —— ~ ——

The “Lamborghini Prophecy” Completes


The Millionaire Fastlane is the echo of a chance encounter I had long ago when I was a pudgy teenager. It was a Fastlane ignition of consciousness, a resurrection triggered by a stranger driving a mythic car— a Lamborghini Countach. The Fastlane was born, and with it the resolution and belief that creating wealth need not take 50 years of financial mediocrity devoured by decades of work, decades of saving, decades of mindless frugality, and decades of 8% stock market returns.


Often, this book references the Lamborghini brand, and it isn’t to brag when I say I’ve owned a few. The Lamborghini icon represents the fulfillment of a prophecy in my life. It innocently started when I saw my first Lamborghini and it kicked my ass out of my comfort zone. I confronted its young owner and asked a simple question: “How can you afford such an awesome car?” The answer I received, unveiled in chapter 2, was short and powerful, but I wish I had more. I wish that man had taken a minute, an hour, a day, or a week to talk to me. I wish that young stranger would have mentored me on how to get what I thought the Lamborghini represented: wealth. I wish that man had reached into his car and given me a book. Fast-forward to today. As I endanger the streets in my Lamborghini, I relive that same moment except in role reversal.

To celebrate my Fastlane success, I bought one of these legendary beasts, a Lamborghini Diablo. If you’ve never had the opportunity to drive a car that costs  more than most people’s homes, let me tell you how it works: You can’t be shy. People chase you in traffic. They tailgate you, rubberneck, and cause accidents. Getting gas is an event: people snap photos, enraged environmentalists give you the evil eye, and haters insinuate about the length of your penis— as if owning a Hyundai implies being well endowed. Mostly, people ask questions. The most frequent questions come from leering and inquisitive teenagers, as I was many years ago: “Wow, how can you afford one of these?” or “What do you do?” People associate a Lamborghini with wealth, and while that’s more an illusion than anything (any dimwit can finance a Lamborghini), it’s indicative of a dream lifestyle that most people conceive as incomprehensible. Now when I hear the same question I asked decades ago, I have the power to gift a book and perhaps, to gift a dream. This book is my official answer.

—— ~ —— Introduction —— ~ ——

The Road to Wealth Has a Shortcut

There’s a hidden road to wealth and financial freedom, a shortcut of blinding speed where you can achieve wealth in youthful exuberance over elder entropy. Yes, you don’t have to settle for mediocrity. You can live rich, retire four decades early, and live a life that most can’t. Sadly, the shortcut is cleverly camouflaged from your view. Instead of the shortcut, you’re led down a paralyzing road to mediocrity— a dulled cornucopia of financial stratagem tailored to the slumbering masses, a legion of mandates that sacrifices your wildest dreams in favor of numbed expectations. That road? It’s financial mediocrity, known as “Get Rich Slow,” “The Slowlane,” or “Wealth in a Wheelchair.” That tedium sounds like this: Go to school, get good grades, graduate, get a good job, save 10%, invest in the stock market, max your 401( k), slash your credit cards, and clip coupons . . . then, someday, when you are, oh, 65 years old, you will be rich. This dictation is a decree to trade life, for life. It’s the long way, and no, it isn’t scenic. If wealth were an ocean voyage, “Get Rich Slow” would be sailing around the horn of South America, while the Fastlaner uses the shortcut— the Panama Canal.


The Millionaire Fastlane isn’t a static strategy that preaches “go buy real estate,” “think positively,” or “start a business,” but a complete psychological and mathematical formula that cracks the code to wealth and unlocks the gateway to the shortcut. The Fastlane is a progression of distinctions that gives probability to the unspeakable: Live richly today while young, and decades before standard norms of retirement. Yes, you can win a lifetime of freedom and prosperity, and it doesn’t matter if you’re 18 or 40. What “Get Rich Slow” does in 50 years, the Fastlane shortcut does in five.


Why Can’t You Drive the Shortcut?


If you’re a typical wealth seeker, your approach to wealth can be predictably foretold by a timeless question: What do I have to do to get rich? The quest for the answer— wealth’s Holy Grail— throws you into a mode of pursuit where you chase a variety of strategies, theories, careers, and schemes that supposedly will bring great wealth into your lap. Invest in real estate! Trade currencies! Play pro ball! “What do I have to do?” screams the wealth seeker!

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MJ DeMarco